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Debit or Credit?

Should consumers use credit or debit cards? There are advantages and disadvantages to both. Those advantages and disadvantages are analyzed here.

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The Fall Yard Sale

“Not all those who wander are lost. Some are just looking for yard sales.”  @melissasantiques I promised you it was coming, and the first Saturday in October was our opportunity to git ‘er done... The day started early so a large coffee was necessary to get the day...

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How to Freeze Your Credit for Free

“Trust everybody, but cut the cards.” Finley Peter Dunne A little over a year ago, news broke that the credit reporting bureau Equifax had been hacked. As many as 143 million Americans had their personal data exposed to cyber thieves. While Equifax offered free credit...

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The Sandwich Generation

"If you want others to be happy, practice compassion. If you want to be happy, practice compassion." Dalai Lama You might be wondering why I chose Strawberry Shortcake as this post's cover art. I’ll explain by sharing a little bit of my family’s history...the artwork...

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I’m Rearranging the Furniture

"A change will do you good..." Sheryl Crow Hi, everyone! I wanted to take this opportunity to thank you all for supporting and following me on this blogging journey and to let y'all know there is some change on the horizon. I'm in the process of moving Older Wiser...

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The Freedom of a Budget

"Budgets are nothing if not statements of priorities." Jeff Merkley One of the other quotes I found about budgeting when preparing this post was from someone named Mason Cooley, who said, "A budget takes the fun out of money." I must respectfully disagree with Mr....

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Are You Ready for Christmas?

"Once again we come to the Holiday Season, a deeply religious time that each of us observes, in his own way, by going to the mall of his choice." Dave Berry Christmas comes ever year on December 25. It also happens to be Hubs' birthday! So, have YOU started prepping...

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Some Favorite Money Saving Apps

“The art is not in making money, but in keeping it.” Proverb I'm all about using technology to save a little money, and there are more than a few app developers out there more than willing to assist in my quest. The following is a list of some of my favorite money...

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The Kindness of Strangers

“Rule 39” Leroy Jethro Gibbs As I write this, I’m sitting at Gate C9 at Atlanta’s Hartsfield Jackson International Airport waiting to board a flight home. It’s just a little after 7am on a Sunday morning, and the sun just rose on what promises to be a well-deserved...

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