Blog
Debt Free Challenge – Medical Debt
We in America are blessed with medical care that is the envy of the world. Doctors, researchers and other medical professionals are working diligently to help heal their patients when they become ill or injured. This amazing medical care comes at what can sometimes be...
read moreDebt Free Challenge – Car Title Loans/Payday Loans
Hi, everyone. Today’s post covers a topic that I really wish I didn’t have to cover, but these products are out there so I feel the need to address them. Here we go... Car Title Loans Over the Christmas holiday period I saw numerous commercials offering...
read moreDebt Free Challenge – Avoiding “Shiny Object” Syndrome
There's a TV show on the DIY Network here in the US called, "I Want That". It features handy gadgets that some very smart people have invented, produced, and brought to market. Some of the items are rather odd, but others are quite clever and definitely fill a need....
read moreDebt Free Challenge – Car Loans and Leases
Do you have a car loan? Congratulations! According to The Motley Fool, you and about 107 MILLION of your closest American friends are currently paying for a car on the installment plan. Unless you are fortunate enough to live in an area with a good public transit...
read moreDebt Free Challenge – Food: Groceries and Restaurants
I have a confession to make...food shopping is my LIFE! Well, that may be a bit of a stretch but it’s something Sonny and I enjoy doing together so it’s not really a chore for me like I know it can be for some people. That said, keeping to a sensible grocery...
read moreDebt Free Challenge – Writing your Budget
Welcome back! By now you should have completed the Debt Assessment worksheet and started writing out where you are spending your money. If you have not done this, you should complete that part of the challenge before moving forward. It’s really important to know how...
read moreDebt Free Challenge – Determining your Debt Payment Strategy
Welcome back to the Debt Free Challenge. Today we’re going to focus on determining your debt payment strategy. We’ll look at 2 of the most well known methods for clearing debt--the Debt Snowball and the Debt Avalanche. Both methods are structured to pay off debt...
read moreMerry Christmas
Luke’s gospel has always been my favorite telling of the Christmas story, and I’m not at all ashamed to admit that it’s my absolute favorite part of A Charlie Brown Christmas. In case you never noticed…
read moreChristmas Party Appetizers
“We elves like to stick to the 4 main food groups-candy, candy canes, candy corns and syrup!” Elf, the movie Earlier this week I published a post with some wonderful Christmas cocktails. I promise you that is NOT all we will be having before our holiday meal! I don’t...
read moreThe Art of Re-Gifting
“As you get ready for the holidays remember-it’s the thought not the re-gifting that counts.” Maxine-the Queen of Crabbiness Show of hands, please...Have you ever re-gifted something you received as a gift? I did it once and, not knowing any better, I broke one of the...
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