by Kim | Apr 11, 2019 | Budgeting, Life Lessons
I remember when I was about 15 years old, I wanted a new bicycle. Not just any bicycle, mind you, but a Sears Easy Spirit 10 speed – the boys version with the ram horn handlebars. I wish I still had that bike because it was SWEET! It was a beautiful blue... 
by Kim | Apr 1, 2019 | Budgeting, Money
It’s been roughly a year since my Debt Free Journey started in earnest. Here’s a progress report on how it’s going one year later… I Fired My Housekeeper The first thing to go was my housekeeper. I still get a little embarrassed even... 
by Kim | Mar 28, 2019 | Budgeting, Money
Teachers work in the classroom roughly 9 months out of every year, yet they need for their money to last all 12 months. Contract employees can have work today but not tomorrow. Business owners rely on a steady stream of potentially fickle customers for their... 
by Kim | Mar 7, 2019 | Budgeting, Debt Free Challenge
Working to pay off debt is often a long-term solution to a problem that is months if not years in the making. It’s hard to keep your motivation up when it seems like it’ll take forever to reach your debt free goal. My journey started about a year ago and it has... 
by Kim | Mar 4, 2019 | Budgeting, Debt Free Challenge
I had a conversation recently with a friend who earns her living as an Enrolled Agent. I don’t remember how, but the subject of whether or not you should pay off your mortgage came up during the course of our conversation. She was adamantly against the... 
by Kim | Feb 28, 2019 | Budgeting, Debt Free Challenge
This installment of the Debt Free Challenge covers the item that was largest in my debt snowball, the Home Equity Line of Credit, or HELOC. What is a HELOC? The HELOC differs from a Home Equity Loan or Second Mortgage in that it works much like a... 
