Before the Challenge began I put the word out to some of my fellow bloggers that I needed some fresh ideas. I was looking for suggestions for what they thought people would find helpful in wading their way through this maze of responsible money management. My blogging friend Debbie Sassen gave me this link to one of her blog posts. Click the link to read her Best 3 Personal Finance Books. I have not read any of them yet but I am a fan of Geneen Roth so I can say with confidence that book is probably a good one.
I decided to take Debbie’s idea one step further and, in addition to recommending a couple of books. I’d also like to suggest a podcast or two as well as a vlog, or video blog, that I find very motivational. So, without further ado, here are MY suggestions for some Top Personal Finance Media.
Love Your Life, Not Theirs
This is not the first time I’ve recommended Rachel Cruz’s book, “Love Your Life, Not Theirs.” She has really hit upon something that resonates with me. Comparing ourselves to others is probably one of the most self-destructive habits we humans have. While a little competition is healthy and motivating, constantly comparing ourselves to others leads to a path of unhealthy self talk and crazy spending trying to keep up.
It’s human nature to show our best side to the world, and social media showcases this concept at it’s absolute fullest. What we don’t see is the sleepless nights these same people spend while worrying about how they are going to pay for this lifestyle they’ve chosen to go into debt for. Rachel’s book gives some great strategies to help fight the urge to “Keep up with the Joneses” because chances are, the Joneses are broke.
Total Money Makeover
Dave Ramsey’s “Total Money Makeover” is what started the whole debt free ball rolling for me. I’ve made no bones about the fact that I do not agree with all of his ideas about personal finance, but I cannot argue with success. His Baby Steps plan has helped millions of people dig themselves out of debt and send them on a path to true financial security. If you’re looking for a book with sound personal finance principles, this is the book for you.
Overcoming Financial Stress with The Saver and the Spender
Married couple Kelsa and Michael Dickey are the force behind the financial coaching firm Fiscal Fitness Phoenix. Kelsa has been a personal finance coach for over 10 years and Michael left his job as an athletic trainer to join his wife in her business. In the Overcoming Financial Stress with The Saver and the Spender podcast, Kesla is the Saver and Michael is the Spender. Some of the subjects they’ve covered on their podcast include helping families raise money-smart kids, how to make money goals money habits, and helping married couples get on the same page with their finances.
As successful as Kelsa and Michael are in their business, they are both very personable and eager to help people figure out their personal finances. They are very giving of their time and resources, and I see them both as mentors for whom I have a great deal of respect.
The Chris Hogan Show
You may see a recurring theme with all the Dave Ramsey personalities, but when you’re good, you’re good! Chris Hogan is the author of 2 books, “Retire Inspired” and “Everyday Millionaires” and has a weekly personal finance podcast called The Chris Hogan Show that I listen to regularly. His advice is geared more toward building wealth once you’ve cleared debt but he is a strong proponent of Dave Ramsey’s Baby Steps and his overall money management philosophy.
Back in 2014, Sarah Wilson was a 20-something college graduate making about $26k a year as a writer. She was also over $30k in debt, mostly consisting of student loans. She decided she was over worrying about her debt so she started working to clear it. To help keep her accountable she created the Budget Girl YouTube channel and documented her journey to debt freedom. She was very open with her budget and I admire her for her honesty. Fast forward to 2018 when Sarah appeared on the Dave Ramsey Show to do her debt free scream!
A quote of Sarah’s that I tend to live by as well is this: “Being intentional with your money and having to log every dollar you spend has a wonderful side effect of really coming to understand what life costs.” Watching her journey from crazy student loan debt to debt freedom shows us all that there are NO excuses. She was making less than what her debt was yet she found a way to pay it off. You can’t help but be inspired by that.
Now that I’ve shared some of my inspirational books and media, I’d like to hear about some of yours. Please share in the comments any books, podcasts, blogs or vlogs you know of that my readers might enjoy. Thanks!!
Be well and God Bless-until we meet again…
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Note-Any and all items contained in the Older Wiser Money Miser Debt Free Challenge are intended as a resource for informational purposes only and should not be construed as professional tax or investing advice.