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“Whatever you do in life, surround yourself with smart people who’ll argue with you.” John Wooden

I had a conversation with my nephew Matt recently. Matt is a Marine Corps veteran (ooo-RAH!), married with 2 sweet little girls, and a recent college graduate getting ready to enter the work force as a civilian. I wanted to advise him about being sure to sign up for his employer’s retirement plan and he let me know he was on it! One topic led to another and we ended up discussing money management styles. While the conversation was not adversarial in the least, we didn’t exactly agree on how to do things, either. I’m a little bit “snowball” and he’s a little bit “avalanche”. (See what I did there?) (Please-some of you older readers let me know you get this reference!!) While I decided to be smart and remind him that avalanches start with snowballs, I definitely saw his point. He wasn’t comfortable dealing with his situation using the snowball method, and who am I to say he’s wrong? It works for him and his family and he’s working a plan. In the end, that is the most important thing. Lesson learned!

Even in my own situation I’ve found compromise is the best way to get it done. When the Hubs and I sat down to write our very first budget, he let me know in no uncertain terms that he had his own ideas on how he wanted to get our financial house in order before his impending retirement. His ideas were a little bit out of kilter with mine but rather than be stagnant and do nothing, we talked it over and decided a little bit of my way and a little bit of his way was the way to go. We are getting it done together using a variety of ideas from different sources that we’ve made our own. It really makes no difference how you get there. Communicating effectively, having a concrete plan that works, and reaching your goals is all that matters in the long run.

Be well and God Bless-until we meet again…

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