old fashioned map with money laid out around the edges
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old fashioned map with money laid out around the edges
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Photo by Christine Roy on Unsplash

 

It’s been roughly a year since my Debt Free Journey started in earnest. Here’s a progress report on how it’s going one year later…

 

 

I Fired My Housekeeper

 

 

The first thing to go was my housekeeper. I still get a little embarrassed even now when I think of how spoiled I allowed myself to be by paying someone else to clean my house. I’m happy to say the cleaning plan Hubs and I agreed to when I let go of the housekeeper is still going strong. Everyone, including Sonny, is carrying their weight. I couldn’t be more pleased.

 

 

I Want My Cheap TV

 

 

The next thing was figuring out how to continue watching television and not go bankrupt. We could’ve cut it off completely but we really didn’t want to do that so we had to figure out a way to reduce the cost. I did a little research, shared it here, and ultimately settled on the Amazon Fire Stick and a streaming service. That is, up until about a week ago. The satellite service we had previously decided they missed is a LOT so they made us an offer we couldn’t refuse. If you’re not happy with what you’re paying, call the service and threaten to cancel. If they decide they value your business, they’ll work with you to make their service more affordable for you.

 

 

Some Favorite Money Saving Apps

 

 

I found some great money saving apps that are still current and still saving me money. My favorite of all the ones I listed in my previous post is probably Flipster. Not only am I saving a ton of money on magazine subscriptions I’ve also eliminated a HUGE source of clutter in my house. If your local library supports it, you absolutely MUST download this app!

 

 

Eating at Home and Using Leftovers

 

 

A HUGE source of my spending before starting on my Debt Free Journey was eating out. If I didn’t feel like cooking, I would grab my tablet and order pizza delivery. This took a bit of discipline on my part but I’ve gotten MUCH better at not only sticking to a meal plan, but including leftovers as part of that plan.

I also like to copy some of my favorite restaurant meals so I can save some money and still feel like I’m not missing out on anything. We still go out, but not nearly as much as we used to. I’m still astounded when I think about how quickly those $40 and $50 restaurant meals used to add up.

Batch cooking has become a big time and money saver. Cook once, eat 3 or 4 meals. For most of the year Sonny has 2 sports nights a week so having a meal ready in a few minutes is a must. For both my wallet and my waistline, hitting up the drive thru on the way to practice is just not an option.

 

No one is perfect and every once in awhile I find myself slipping into old, bad habits. Thankfully I can recognize what’s happening and get a grip on things before it gets out of hand. The peace of mind I have now that the consumer debt is paid off is SO worth all the work it took to get here. All the money we’re not spending because of the cuts we made is now going into savings.

 

Debt Free Living is our new “normal”, and one year later it’s still working out great. Life is GOOD!

 

Be well and God Bless – until we meet again…

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