A few updates to past posts…

“If all the cars in the United States were placed end to end, it would probably be Labor Day Weekend.” Doug Larson

This weekend marks 3 months since my blogging adventure started. It’s gone by in a blur! This Monday also marks the Labor Day holiday here in the US. Sonny is working but Hubs and I have a long weekend. We’ll take Sonny to work and then head somewhere for breakfast. Tradition…anyhow, I thought I’d take this opportunity to update you on some of my past posts…

In one of my very earliest posts I shared something I see on my way to work most mornings-a gentleman out for his morning walk picking up the trash he finds along side of the road. When a good opportunity presented itself I pulled over to tell him that I had noticed what he was doing and to thank him for his efforts. His name is Mr. Todd, and he told me he has officially adopted this stretch of road to keep it clear of trash. He said that he saw a need and just decided to fill it. We should take a lesson from him and be as conscious of the environment around us. Mr. Todd is doing his part to make his world (and mine!) just a little bit better. In my humble opinion there’s a special place in heaven reserved for people like him. 🙂

Something funny happened recently that made me reflect on my post about grocery shopping. Vacation time came and I got a little bit lax in sticking to my grocery list. Once I came to my senses, I got super serious about it and let the guys know-if you come to the grocery store with me, we ARE sticking to the list that is made before we leave the house! You’d better let me know what you need before I head to the store-if it’s not on the list, I’m not buying it! I had to eat a bit of humble pie when Sonny and I got to the store one day and I started eyeballing something I had forgotten to write down. He looked at me and said, in all seriousness, “is that on the list??” Um, no-it wasn’t. He was right and I let him know that. Then I left the item on the shelf. I didn’t call him, “rude”, either!!

Recently I shared the adventure Hubs, Sonny and I had when we thought we had some kind of wildlife in our attic. I still swear something was up there-Hubs even discovered that the bait he had put in the trap (peanut butter base with a piece of no-melt bird suet stuck to the middle) was gone when he went to check on the trap. It didn’t spring, so whatever ate that food had a nice meal and then went on its merry way, probably to take a nap. To date, we haven’t caught anything.  Update to the update…while I was out of town Hubs discovered what was scurrying around our attic. Not a cute, fluffy squirrel but icky, nasty MICE! He thinks they got in through the garage door in the basement and crawled up the studs into the attic. He’s caught 3 so far-who knows how many are left. He can’t get rid of them soon enough for me!! As for what we thought was the entry point for the now non-existent squirrel, those branches needed to be cut, anyhow. My story… 🙂

That’s all the updates in my world. I hope things in your world are going well.

Be well and God Bless-until we meet again…

My Top 5 Money Saving Tips

“A simple fact that is hard to learn is that the time to save money is when you have some.” Joe Moore

How true this is! Pretty obvious when you stop to think about it, but sometimes wisdom comes from being smacked in the head by the reality of a situation rather than the obvious. Which brings me to today’s subject. I’d like to share with you my top 5 favorite ways to save money. Here we go…

1-Sell Some Stuff. If you’re anything like me, you have a house full of stuff you don’t use taking up space that would be better used if so much stuff wasn’t there! As I told you in my post about F.O.M.O., the fall yard sale is on the schedule. Gather up the stuff you’re no longer using and sell it. It gets the clutter out of your house and you’ll have a bit of pocket change to show for your trouble.

2-Pay yourself first. Put a line item in your budget to pay yourself. I love this idea because it’s just so simple. Budget for your emergency fund, put the money aside, and leave it. It’ll be there right when you need it most. Hubs has a job that offers a retirement plan he can contribute to, and it comes directly out of his paycheck, but mine does not. I’m still saving for retirement, though, by having a Roth IRA that is funded monthly. There’s a line item in the budget for that, too. Put that money aside and let it grow!

3-Look for recurring charges. Review your expenses for recurring charges for items you’re no longer using. Stopped going to the gym? Stop paying for it! Have subscriptions for magazines you’re no longer reading? Cancel them! I had a spa membership that was ridiculously expensive and, odd as this sounds, was starting to turn into a chore to keep up. It’s gone and I don’t miss it. Don’t pay for things you’re not using. You’ll be surprised to see how much extra money you’ll have. Just don’t spend it buying more STUFF!

4-Make and stick to a list. When grocery shopping, make a list. More importantly, STICK TO YOUR LIST!! Grocery stores are the BEST at marketing to people as they stroll the aisles. “Off the list here”, and “off the list there” adds up very quickly. Stick to your list and you’ll be fine. Another sure fire way to not impulse buy is to use a grocery pick up service if your store offers it. Shop online and pick up your order at the store. They bring it to your car so you never have to go into the store. What a WONDERFUL thing for parents with small children!! Sonny loves going to the store so I haven’t tried one of these services yet. I will be soon (much to his chagrin!) and I’ll report back when I do. Oh, one more thing…if you do go into the store, DON’T SHOP HUNGRY!!

5-Eat at home. When I was a child, eating out was a rare treat reserved for special occasions. The restaurant world has changed a bunch since those days, as have people’s eating habits. Some eat out daily for at least 1 meal. This was a HUGE one in my family-I’d get home after a long day and it was so much easier to fire up the iPad and order a pizza instead of fixing a meal. I had plenty of food in the house, but I just didn’t want to deal with cooking. I’m happy to say this is a bad habit I’ve managed to smash to bits. I’m sure the pizza guy misses us terribly but I cannot remember the last time I had a fully cooked meal delivered to my house. Aside from being better for your wallet, food you fix yourself is usually MUCH healthier, as you have full control over what goes in it. This includes lunch, too-pack a lunch instead of eating out and your budget,  and probably your waistline, will thank you!

I’ve shared my Top 5 money saving tips, what are some of yours? Please leave a comment and share your best money saving ideas.

Be well and God Bless-until we meet again…

Leftovers – A Cook’s Best Friend

“The most remarkable thing about my mother is that for 30 years she served the family nothing but leftovers. The original meal has never been found.” Calvin Trillin

Someone in a Facebook group I frequent asked the question, “Do you eat/serve leftovers?” I would have thought the obvious answer is, “but of COURSE” but I was surprised by the number of people turning up their noses at the very thought of serving a meal made up of leftovers. As I write this, I’m sitting at my desk eating a midday meal of leftover spaghetti and it is nothing short of FABULOUS! There’s something about tomato sauce with herbs and spices sitting in the fridge overnight that does something wonderful to the flavor. The meal was good when I fixed it for my family last night but it’s so much better today now that the flavors have had a chance to blend. Yum-O!! Chili is another food that just tastes better when it’s had a chance to sit for a bit.

In addition to the better flavor, serving leftovers is a food budgeter’s best friend. What a waste it would have been to throw away the leftover food after the meal I fixed last night. While I don’t typically eat out at lunchtime, on the days I don’t have something from the previous night’s meal to take to work I usually have a frozen meal for my lunch. On rare occasion I can find them for under $2 in my grocery store but typically they’re usually around $2.50-$3.00 apiece. Since I buy my ground beef in bulk at Sam’s Club, use store brand pasta, and use a store brand can of crushed tomatoes as the base for the sauce, my homemade spaghetti usually costs between $1 and $1.50 per serving. It doesn’t sound like much savings, but over time it definitely adds up! An added bonus is that I know exactly what’s in it.

While I haven’t started doing it regularly yet, once I get better organized I plan on starting to cook in bulk on the weekends to make my weekdays a little easier. I started that process earlier this week by smoking a pork butt I found on sale before the 4th of July holiday. I paid a bit over $13 for this lovely and smoked it on my Big Green Egg for 10 hours. Oh, my HEAVENS was it good! The size of this piece of meat was MUCH too large for my family of 3 to eat at one sitting so after pulling it I portioned it out and put it in freezer bags. That one day of cooking will provide my family with 4 main course meals and save me a TON of time. It can go straight from the freezer to the table in no more time than it will take to reheat it. SCORE!

Pork Butt

So now I must ask you-do you serve leftovers to your family? If not, why? If so, what are some of your favorites? Please let me know in the comments-I’m always looking for new money saving delicious meal ideas!

Be well and God Bless-until we meet again…

Grocery shopping on a budget

Eating on a budget. A phrase that strikes fear in the heart of EVERY foodie I’ve ever known…

“Ask not what you can do for your country. Ask what’s for lunch” – Orson Welles

Eating on a budget. A phrase that strikes fear in the heart of EVERY foodie I’ve ever known. Visions of “Beans and Rice, Rice and Beans” (hat tip to Dave Ramsey) or Spam casserole lurking (not dancing, LURKING) through their heads. If you want to eat on a budget, your food MUST be cheap, right? Truth is, eating well and being frugal does NOT mean eating cheap. I can remember several years ago I invited friends over for dinner and suddenly realized I had very little money and 12 (gulp-TWELVE!) hungry mouths to feed. I had 3 rather large boneless, skinless chicken breasts in my freezer and enough money in my pocket to buy some sides to go with them. I grilled the chicken breasts, cut them into bite sized pieces, and bought the ingredients to make a giant salad. Lettuce, cucumbers, tomatoes, cheese, and a couple of dressings. Along with a loaf of crusty bread, I created a salad bar for everyone to customize their salads to their taste. Those 3 chicken breasts fed my crowd a healthy meal and no one left hungry. To this day that meal is a staple in my house.

The USDA Center for Nutrition Policy and Promotion publishes Cost of Food Reports stating what the average family should be paying for food on a weekly and monthly basis. The list is updated monthly and includes data in 4 separate cost levels. You can find the reports here.

Most of you have probably worked out your method of grocery shopping so what is about to follow is probably not new to you. If you think you’re spending too much money on food, however, it’s a worthy exercise to revisit your meal planning and shopping strategy. Here we go…

Meal planning on a budget is not rocket science but it is something that takes a little work to get good at. In my case, having a guy with Autism (or, as I prefer to call it, AWEtism) living with me makes it not only easy, but necessary. I developed the habit many years ago to make a menu to stem the flow of inevitable, “WHAT’S FOR DINNER?” queries. (And, yes, I meant to shout!) The menu is written and hangs on the refrigerator where everyone can see it. Before I sit down to write it, I make a mental note of what I have on hand. I also make sure I have a copy of my local grocery store’s sale flyer on hand for reference.

Once the menu is written it’s time to make the list. Don’t forget your breakfasts and lunches you can take to work (yes-we’re taking our lunch to work!). Be sure to write down EVERYTHING you think you’ll need. If something’s on sale and you have it in your budget, go ahead and stock up on that item providing you have room to store it. Be sure to include your family in the list making process so they can let you know if they need something. I keep a pad of paper with a pen in the kitchen, so they can write items down as they find they need them. This is important, because once the list is done, it’s DONE. Fini. Basta. No adding to it when you get to the store and see something shiny!

I’m sure y’all have heard this many times but it bears repeating. If you want to eat well and not spend a fortune, do not (I repeat, do NOT) enter any grocery store if you’re hungry. If you’re anything like me, you’ll fly through that store like Sherman stormed through Atlanta, no food will be safe, and your wallet will cry. I broke this cardinal rule recently and, if not for free samples, it would’ve gotten ugly REALLY fast!!

It’s probably not a good idea to shop with someone who can’t (or won’t) stick to a list because you WILL be sticking to that list. I used to allow my Sonny to add items to the cart at will. It was quite a shock to him when I actually made him put something back on the shelf that was not on the list. I believe the word he used was, “rude”. Yes, that was it. Rude. He quickly got over it when he saw I was serious. He’s actually a very good shopper and his eyes light up when he sees something he needs ON SALE! It makes him happy so it makes ME happy!

A word about coupons…where I live, at least, grocery stores are constantly changing their coupon policies. Double coupons used to be a wonderful thing, but you’d be hard pressed to find a store that offers double coupons now. Many manufacturer coupons force you to buy only certain items in their line or in strange quantities. It’s to the point where I don’t clip them much anymore although the store where I shop still allows stacking (Thank you, thebalanceeveryday.com!), which is nice.

So, what are some of your strategies for shopping for food on a budget? Do you have any favorite stores? Some good, healthy, budget friendly recipes? Leave a comment with some of your favorites!

Be well and God Bless-until we meet again…