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“A journey of a thousand miles starts with a single penny.” Unknown

More often than not, I’m in bed each night by 9pm. Recently there was a rare occasion where I stayed up past my bedtime talking to the Hubs about my need to think of something to write about. He said I should write about his change jar. Great idea, so here it is…

When the Hubs and I were first married he had a side job as a bartender at the all-ranks club on the base where we were stationed. Many a night the security police flight working the swing shift would make it worth his while to keep the club open past closing time, so they could unwind a bit after getting off their shift. One of my favorite memories of those days was sitting on the living room floor with him rolling his tips into coin wrappers. We lived in Belgium at the time, so the tip money would be both American and Belgian currency. It was amazing to me how much accumulated in a short period of time. A lot of the time, that money was my grocery money. These days I don’t need rolled tips for my grocery money, but the Hubs still sets aside his coins for fun money.

His change jar is nothing fancy. He took an empty jar that once had pretzels from Sam’s Club in it, cut a hole in the top, and put the lid back on. Every day when he comes home from work any change in his pockets, along with the occasional 1-dollar bill and the coins he finds lying on the ground that he CAN’T pass up,  goes into the jar. I can’t tell you how many times I thought he was going to be hit by a car because he couldn’t leave a stray penny lie… About once a quarter he’ll sit on the floor and roll the coins into change wrappers and count up the bills, so he knows how much he has. Sometimes he’ll take some of the dollar bills with him to a motorcycle swap meet or a gun show. It’s funny-his brother calls the dollar bills his “stripper money”. LOL!!

Back in the days pre-Older Wiser Money Miser, I would dip into the change jar (usually when we were on vacation) and hit the outlet mall. One of my personal favorites is the Dooney & Bourke outlet in Destin, FL. I’m glad those things hold up as well as they do because it’ll be a long time before I need to buy a new bag! The last trip we took the change jar money was our eating out money. We had vacation money set aside but the change jar money was a nice added extra that helped stretch our vacation funds.

Saving money this way is painless! It’s done slowly so you don’t miss it, and it really adds up. One thing the Hubs wanted me to tell y’all is to actually wrap the coins yourself. DON’T take them to the Coinstar machine and have the store take 7% (or more!) of your money! You can usually get coin wrappers for free from your bank or you can find them cheap at your local dollar store. Some banks require you to put your name on the wrapper just in case the count is wrong. If you receive pre-printed return address labels from charities soliciting donations those are perfect for slapping on a coin wrapper. Put the wrapped coins back in your change jar until you’re ready to spend them-it’s much easier to spend paper money than it is coins so you’re more likely to save the money for its intended purpose if you make it hard to spend!

So, do you have a change jar? I’d love to hear some of your strategies for saving a little fun money for yourself!

Be well and God Bless-until we meet again…

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