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I recently told you how my epiphany about exercise and attitude helped me to start feeling better about myself and my outlook on life. Exercise does not require a whole lot of money to get started, which is especially helpful if you don’t have a whole lot to spend or if you’re still trying to work your way out of debt.


As with any new activity, it’s important to consult your doctor to make sure it’s safe to begin exercising. Once you have your doctor’s OK, it’s time to find something you enjoy and get moving!




One of the absolute easiest exercises to do is walking. Lace up your shoes and head out the door for some fresh air and sunshine. The only recommendation I have for starting a walking routine is to make absolute certain you have properly fitting shoes.


Most athletic shoes these days are well made and will hold up to the rigors of regular walking but they can be a bit pricey. This article from The Penny Hoarder has some very helpful tips for saving money on athletic shoes. I especially like the advice about purchasing your initial pair from a running store. My own experience has shown the professionals know what they’re talking about and will make sure you have the correct shoes for your stride and foot strike. This is especially important in order to avoid injury. My advice – don’t skimp on shoes. You won’t be sorry-I promise!


Mall Walking


If the weather isn’t cooperating your walking plan does not have to come to a halt. If you live near an indoor shopping mall chances are they open their doors early each morning to allow walkers to get their steps in before the shops open for business. Check with your local mall office to see if yours offers a before-hours walking program.


Best Time to Purchase Exercise Equipment


If you are looking to purchase exercise equipment the very best time to buy is in January. Most equipment goes on sale right after Christmas to get people ready for their New Year’s resolutions.


March and April are also good times to purchase from the folks who have given up on their resolutions. Check some of the resale apps such as Facebook Marketplace or LetGo for some good bargains on exercise equipment. You stand a pretty good chance of finding gently used equipment for a great price. Also, check to see if you have a second hand sporting goods store in your area.


Silver Sneakers


If you’re over 65 and on Medicare, your Advantage plan may include a Silver Sneakers membership. According to their website, “SilverSneakers is a fitness program for seniors that’s included with many Medicare Advantage plans. SilverSneakers helps millions of people on Medicare defy the odds, shatter stereotypes and answer every challenge with, “I can do this!” Membership includes access to every participating gym and fitness center in the network. That’s a membership at more than 16,000 locations. We also offer fitness classes for all abilities led by our SilverSneakers trained instructors at gyms and other locations.”


I’m not old enough to qualify for Medicare just yet, but I’m kinda looking forward to the time when I qualify for Silver Sneakers! If you’re a member, please share your experience in the comments. I’d love to hear about it!


Online Exercise Videos


YouTube has some GREAT exercise videos that are free or low cost. Do a search for whatever it is you’re wanting to try and chances are someone has put together a how-to video.


One of my favorites is chair aerobics. If you’re injured or haven’t exercised in a long time you can get a pretty good workout without ever getting out of your chair! Enter “chair aerobics” in the search bar and find what works for you.


If you have some low or no cost exercise ideas I’d love to hear about them. Please share your suggestions in the comments. Thanks!!


Be well and God Bless – until we meet again…

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